A Week In Southern Connecticut On An $87,193 Income


Welcome toCash Diaries , the place we are tackling what may well be the ultimate taboo dealing with up to date running ladies: cash. We are asking millennials how they spend their hard earned cash all the way through a seven-day duration — and we are monitoring each and every final greenback.

Lately: a registered nurse who makes $87,193 in keeping with yr. This week, she spends a few of her cash on beverages.

Profession: Registered Nurse
Business: Healthcare
Age: 25
Region: Southern Connecticut
Earnings: $87,193

Per month Bills
Hire: $920 for my part of the 2-bed room, -tub condo I percentage with a roommate
Scholar Mortgage Bills: $three hundred, however I on a regular basis pay $four hundred-$500
Automotive Cost: $zero. I paid off my automotive final yr after 3 years of proudly owning it.
Well being, Dental, & Imaginative and prescient Insurance coverage: $149.eighty four taken immediately from my paychecks
Parking: $fifty one taken in an instant from my paychecks
TV & Web: $123.eighty one. I pay this, and my roommate will pay for all different utilities.
Health club Club: $10
Financial savings: $1,800 deposited instantly to my account, however I on a regular basis finally end up the use of a few of this for expenses.
403(b): $900 taken instantly from my paychecks pre-tax

Further Bills:
Netflix: $sixty six/yr (paid in a lump sum to my sister firstly of the yr)
Cellular phone Telephone: $495 paid instantly to my oldsters’ in a lump sum firstly of the yr
Automotive Insurance coverage (2x a yr): $424.30

Day One

four p.m. — My alarm is going off, and I lay in mattress answering texts, perusing Instagram, and testing my new Hinge fits prior to I in any case, begrudgingly, rise up. I labored ultimate night time, so I went to mattress round nine a.m. I refill my electrical kettle and make a cup of tea to drink whilst I loosen up ahead of any other night time of labor this night. My sister texts to allow me understand that she were given the Haim live performance tickets we have now been eying. They are $sixty one each and every, and I am in point of fact excited. I really like this band and feature been demise to peer them are living! She will pay, and I’m going to ship her a test while it will get nearer to the live performance.

four:forty five p.m. — I lay in mattress consuming tea, staring at Scandal on Netflix, and consuming a couple of goodies. I hate waking up and having to get in a position for paintings in no time, so I frequently get up slightly early so I’ve time for this!

five:15 p.m. — I am getting dressed for paintings, do my make-up, and % my lunch. I am taking leftover sluggish-cooked sesame hen and brown rice that I made in advance within the week. I completely love my crockpot and am making an attempt to make use of it extra! I % a yogurt, clementine, and carrots with veggie dip for snacks. I warmth up the remainder of the hen and brown rice leftovers to consume now and boil carrots to consume with it.

6:15 p.m. — I say good-bye to my roommate, depart for paintings, and pressure the 20 mins there. I paintings in certainly one of Connecticut’s larger (and extra bad) towns, and there is a lot that it has to provide. I park and hop at the travel that allows you to take me to the health facility. I run into 3 of my coworker pals at the bus, and we make amends for the experience over.

7 p.m. — My shift begins, and it is a busy one! I’ve 4 sufferers however I quickly get a 5th as someone else is admitted to the ground.

eleven:30 p.m. — I temporarily consume a yogurt as I attempt to get started a few bureaucracy, sadly with out so much good fortune as a result of a couple of urgent emergencies on my flooring.

three a.m. — Time to in any case get started all of the bureaucracy that comes along side my task! I am ravenous, so I warmth up my leftover hen and brown rice and consume it on the entrance table at the same time as charting. My clementine and carrots will sadly move uneaten, however I’m going to simply keep them to % some other day.

7:forty five a.m. — My shift is in any case over, and I am unquestionably taking a look ahead to mattress! My family member and I wait round for some other family member to complete her shift. We chat for a bit of and all depart 20 mins later. We ponder going out to breakfast sooner than going house, however come to a decision to head all over again as an alternative.

eight:15 a.m. — I am feeling hungry on my pressure house, and I inform myself that I deserve a bacon, egg, and cheese after the shift that I had. I prevent at a small bagel keep down the road from my rental and purchase a BEC on a undeniable bagel. I bathe, consume the scrumptious breakfast sandwich, and get in a position for mattress. $four.20

nine:30 a.m. — After all time to sleep! With my blackout sun shades drawn and my noise system on, I hop into mattress and shortly fall right into a deep sleep.

Day by day Overall: $four.20


2 p.m. — I get up to my alarm, and despite the fact that I am drained, I do know that I’ve to rise up. I’ve the following days off, after which I am running day shifts, so I’ve to get my frame again to slumbering at night time. After after all dragging myself away from bed, I browse Pinterest for recipe concepts, consume a bowl of Unique Okay Purple Berries, and make a grocery listing.

three p.m. — I head to Prevent & Save the place I top off on groceries for the week. I purchase bananas, string beans, salmon, milk, cheese, yogurt, foods for chili, and foods to make the bottom turkey candy potato skillet recipe I discovered on Pinterest. I additionally seize a bag of mints for my grandpa (he is looking to give up smoking and has been consuming mints while he needs a cigarette) and a bag of black licorice for my grandma. I am traveling my grandparents day after today, and they will savor the little wonder. My groceries come to $60.08. I’ve a greenback scratch-off price ticket in my pockets that I come to a decision to money on my means out of the shop, and I am getting an entire $2! I exploit the $2 as a credit score I will be able to practice to my grocery invoice and depart the shop feeling bizarrely satisfied to have minimize down at the invoice. $fifty eight.08

four p.m. — I unpack my groceries, throw a load of laundry within the wash, and head to the health club. I spend over an hour at the elliptical, the use of the weights, and operating at the treadmill. I’ve all the time hated operating, however I am looking to get into it this yr! Although I run tremendous sluggish and tire simply, I am pleased with myself for making an attempt.

five:30 p.m. — Again at my condo, my roommate is getting in a position for paintings. She’s additionally a nurse and works nights. Our schedules are frequently lovely identical, however this week they are virtually reverse so I would possibly not see so much of her till the weekend. I blank my rest room and do any other load of laundry ahead of lounging at the sofa for somewhat bit.

6:30 p.m. — I prepare dinner dinner — balsamic string beans and salmon. It is so scrumptious (and wholesome) that I finally end up consuming all of it.

eight p.m. — I settle at the sofa for an evening of staring at The Bachelor. My roommate is at paintings this night so I am staring at solo. I wasn’t partial to this season at first, however I am hooked now. In spite of being ceaselessly unmarried, I am a hopeless romantic, and I am getting hooked on this display each and every time I watch it, as corny as it may be every so often.

eleven:forty five p.m. — Bedtime. After best sound asleep for a couple of hours after paintings, I am lovely drained and short of a whole night time’s sleep!

Day by day Overall: $fifty eight.08

Day 3

eight:30 a.m. — I get up certainly sooner than my alarm is going off, one thing that hardly occurs. I am nonetheless mendacity in mattress while I am getting a decision from my grandparents. I used to be intended to talk over with them these days and take them to lunch, however it is snowing a bit of and they are concerned approximately me riding the forty five mins to their space. They recommend that I talk over with any other day in the following few weeks, and even if I am bummed I would possibly not be seeing them these days, I do not want them to fret and comply with reschedule.

nine:forty five a.m. — I make scrambled eggs and an entire grain English muffin for breakfast and pour myself a tumbler of orange juice. While I am performed, I settle at the sofa with an enormous mug of Irish breakfast tea with a touch of milk in it. I exchange among gazing extra of Scandal and studying a ebook my mother beneficial. I have best learn a couple of chapters to this point, so I am not tremendous invested in it but. I really like studying despite the fact that, and I attempt to all the time have a ebook going. I on a regular basis both learn books that my mother, additionally an avid reader (and a librarian), loans me or that I borrow from the native library. I take a temporary holiday from my lazy morning to wash the kitchen ahead of enjoyable as soon as once more.

12:forty five p.m. — I consume a clementine and Unique Okay whilst studying my e-book and browsing the web.

1:30 p.m. — I come to a decision to head see a film when you consider that my plans with my grandparents were given cancelled. I see 3 Billboards Out of doors Ebbing, Missouri, which I am enthusiastic about because it were given nominated for a large number of Oscars. Given that it is so ultimate minute, I finally end up seeing the film on my own. It feels atypical, however I in fact in point of fact benefit from the revel in and believe doing it extra ceaselessly. The film is in reality just right, and it is cut price Tuesday, so the price ticket is reasonable. $6.10

three:forty five p.m. — I depart the film theater and move to the fitness center. I spend over an hour there the use of the weights and walking at the treadmill.

6 p.m. — I consume a Quaker Oats breakfast sq. and make chili the use of one in every of my mother’s recipes. I allow it simmer for an hour prior to consuming dinner.

eight p.m. — I name my mother and we chat for 20 mins. Then I loosen up with my e-book, extra Scandal, and a cup of scorching chocolate that I am hoping will fulfill my yearning for candies.

10:30 p.m. — I am getting in mattress so much in advance than I frequently might as a result of I am running an afternoon shift the next day and need to be up vibrant and early.

Day by day Overall: $6.10

Day 4

five:30 a.m. — My alarm is going off hours in advance than I ever need it to. I slept strangely smartly final night time, so I am not as drained as I frequently am while I’ve to get up this early. I placed on my scrubs and consume breakfast — an entire grain English muffin with all-herbal peanut butter on it and a tumbler of orange juice. I % my lunch with leftover chili and snacks I’ve to be had and depart for paintings at 6:20.

7 a.m. — My workday begins. I am the rate nurse these days, which principally way I am in command of the entire unit and any prime selections or issues that arise all the way through the shift. I see my 3 sufferers, do their tests, and cross out their drugs.

eleven a.m. — I consume a Siggi’s yogurt to lessen my mid-morning starvation. Just right factor I did for the reason that we quickly uncover that the door to our holiday room is damaged and we will be able to’t get in to consume our lunches!

1 p.m. — I attend a gathering with one of the docs, social staff, bodily therapists, and different workforce that paintings on our flooring. While it finishes, I am fortuitously in a position to get into the holiday room for lunch! I consume my leftover chili, clementine, and carrots with veggie dip.

five p.m. — One among my coworkers will get provoking information, and I am reminded of ways nice the folk I paintings with are. We hug and strengthen our coworker and, nonetheless all in disbelief, get again to taking care of our sufferers.

eight p.m. — I depart paintings and force house. I am ravenous, however I take a snappy bathe prior to consuming dinner (Dealer Joe’s Decreased Guilt Mac & Cheese, a granola bar, and honey-wheat pretzels) in my pajamas in entrance of Netflix.

10:30 p.m. — I climb in mattress, exhausted. Time to do all of it once more day after today.

Day by day Overall: $zero

Day 5

five:30 a.m. — Rise up, dress, consume breakfast prior to I depart for paintings.

7 a.m. — I am getting a record after which attend the team of workers assembly my supervisor and assistant supervisor are maintaining approximately updates on our flooring.

eight:30 a.m. — I attend a temporary assembly approximately sufferers who can be discharged these days after which see my very own sufferers and move out their drugs. The ground is in reality busy, so I am looking to lend a hand everybody up to imaginable, particularly in view that I am the rate nurse once more. I discharge certainly one of my coworker’s sufferers for him.

12:30 p.m. — I drink a Siggi’s drinkable strawberry yogurt to lend a hand get me thru my 1 p.m. assembly with out getting hangry. I attend my assembly (very similar to the only I went to the day past) and collaborate with different medical institution coworkers to lend a hand coordinate extra of our affected person discharges.

1:30 p.m. — I take a holiday from the busy flooring to consume my lunch. It is extra leftover chili that I packed from house, a string cheese, and a granola bar. I on a regular basis % my lunch to economize and to steer clear of having to spend the time going downstairs to the cafeteria. My coworker’s steak and mushroom quesadilla does glance tempting despite the fact that!

three p.m. — New sufferers stay arriving at the flooring, and I attempt to lend a hand everybody out up to imaginable whilst preserving my sanity.

eight p.m. — It is in any case time to go away! After completing up a few bureaucracy, I head house, the place my very best family member is looking ahead to me. She lives in Big apple however has a piece adventure in Connecticut day after today, so she’s staying with me this night. She took the teach from the town and is looking ahead to me while I am getting house.

nine p.m. — After showering and converting out of my scrubs, I head downtown to an area bar with my absolute best family member and my roommate. The 3 folks come to a decision to take hold of beverages and apps. I am getting a lager they usually each get cocktails. We cut up boneless BBQ wings, Asian calamari, nachos, and probably the most scrumptious brussels sprouts I’ve ever had! We capture up, speak about relationships (we are all unmarried and having no good fortune within the courting scene), and reminisce approximately a few of our favourite reminiscences. We consume so much of our meals, cut up the test, and head again to the rental sleepy and moderately complete. $29.seventy six

eleven p.m. — My absolute best family member and I are exhausted considering the fact that we have been each up early for paintings. We get in mattress and chat for a couple of mins ahead of turning out the lighting fixtures at eleven:15.

Day by day Overall: $29.seventy six

Day Six

eight:30 a.m. — We get up, and my family member temporarily will get away from bed to complete remaining-minute arrangements sooner than paintings. I keep in mattress for a at the same time as surfing Instagram and heading off leaving the heat of my down comforter.

nine a.m. — I sign up for my family member in the lounge and we cut up a banana as she winds up her paintings. We get in a position after which head to my favourite bagel save to get breakfast sandwiches and orange juice. We pay one at a time. $6.33

10:30 a.m. — We discover out that my family member’s coworkers are operating past due touring from the town, so we come to a decision to discover a Starbucks to hang around at and get our caffeine repair. Neither folks beverages espresso, so we each and every get a black tea. My family member tells me extra approximately her new task. We are each so grateful for this brief and sudden talk over with. $2.39

eleven:30 a.m. — I drop off my absolute best family member the place she’s assembly her coworkers and say good-bye with a large hug. We do not understand while we’re going to see each and every different subsequent, however we each agree it needs to be quickly! I prevent at a couple of boutiques on my pressure house to search for a birthday provide for my roommate, however not anything catches my eye. I come to a decision to swing by way of the mall, and I prevent for fuel at the approach there. I exploit my Prevent & Keep fuel issues to get a $zero.20/gallon cut price, that is just right on the grounds that my tank is virtually empty. $24.01

12:30 p.m. — There is not anything nice on the mall, however I nonetheless seize gummy bears and lip gloss my roommate likes so as to add to her provide. I additionally purchase chocolate for myself as a result of I don’t have any self-discipline. $12.eighty two

1 p.m. — I then head to the native liquor retailer and purchase bottles of cabernet sauvignon, one for me and one for my roomie. I do know completely not anything approximately wine, so I all the time finally end up choosing bottles at random. This is to them being just right! $24.forty two

2 p.m. — I am in spite of everything hungry for lunch and consume a bowl of chili and slice up Havarti cheese. (I completely love cheese; it is a weak spot of mine and a staple in my nutrition.) I watch Scandal, consume a banana, and phone my grandma and grandpa to reschedule our lunch date. I then browse Cash Diaries, and feeling impressed through one I simply learn, I come to a decision to obtain the Duolingo app.

four:forty five p.m. — I’m going to the health club for a fast exercise and spend so much of my time walking at the treadmill. Even if I’m going sluggish and stroll now and then, I realize that this run turns out more uncomplicated than others, and I am pleased with my growth.

6 p.m. — I making plans on having a quiet night time at house however my roommate invitations me to dinner together with her paintings pals. I bathe, curl my hair, and dress up. I principally are living in scrubs, exercise garments, and pajamas, so this can be a deal with!

7:30 p.m. — My roommate, our family member, and I arrive on the Mexican eating place the place we are assembly a big workforce in their pals. They would possibly not seat us till everybody has arrived, so we take hold of a drink the bar. I order a sangria, and my roommate will pay the tab, however I provide her $10. When we’re seated, we order chips and guacamole and all get steak tacos. They are scrumptious. We stay ordering rounds of beverages (3 margaritas for me), and we spend 4 hours there. I am pleased with myself for going out even if I did not understand among the staff, and we finally end up having a good time. We get separate tests, and mine is $sixty one.ninety one ahead of tip. $seventy one.ninety one

eleven:30 p.m. — We depart the eating place to visit a close-by bar for beers and hang around at a desk in again; certainly one of my pals will pay. When we depart, we pass to a tequila bar and get a spherical of margaritas. My family member and I pay for my roommate’s drink. We cling in the market till the bar closes. $23.27

2:30 a.m. — We get house and I consume a couple of honey wheat pretzels and drink a tumbler of water. I am in my pajamas and approximately to visit mattress while my roommate indicates going to McDonald’s. We make a snappy travel to the pressure-thru (my roommate insists on paying although I be offering) and munch on burgers, fries, and hen nuggets ahead of in spite of everything going to mattress at three a.m.

Day by day Overall: $one hundred sixty five.15

Day Seven

10:forty five a.m. — No alarm nowadays! I sleep in once you have to mattress so much later than I sought after to final night time. Feeling dehydrated and hoping I am not tremendous hungover, I come to a decision to stick in mattress and end the remaining episode of Scandal that is on Netflix. Olivia Pope has been irritating me for the previous couple of seasons, however I think made up our minds to complete the display besides. I drink a few water, end Scandal, after which transfer to observing Atonement, which I have never noticed in a at the same time as.

12:15 p.m. — I in any case move slowly away from bed to consume a banana and a bowl of cereal. I then come to a decision to include the laziness of lately and lay in mattress to observe extra Atonement whilst running up the power to visit the health club.

three p.m. — I do a load of laundry, drink a few of my Bare smoothie, consume a handful of almonds, and head to the fitness center. I am not feeling one hundred%, so all I handle is a stroll at the treadmill. I pay attention to a couple of other podcasts at the same time as understanding. I attempt to drop off my hire cost at the as far back as my condo, however nobody is within the leasing administrative center so I head house as an alternative and remind myself to return again quickly.

6 p.m. — My roommate and I force to our family member’s rental. We pick out up a pepperoni pizza at the method, which our family member has already paid for. We consume and drink vodka sodas, and I provide our family member $10 for the pizza and alcohol she is offering. After pre-gaming and having a few so much-wanted woman communicate, we head out to an area bar. $10

eleven p.m. — My family member buys the primary spherical of beverages — Jameson and gingers for us and a vodka soda with cranberry for my roommate. We revel in other folks-staring at and can not lend a hand commenting on what number of men with guy buns there are within the bar. Who knew that the ones have been nonetheless a factor?! I purchase the following spherical of beverages, and we come to a decision to bop for a at the same time as; the DJ is enjoying nice songs, together with a large number of throwbacks! My family member and my roommate each and every get a lager however I chorus as a result of I am the DD and I do not need to be too buzzed. $forty

1:30 a.m. — We depart the bar and prevent at a meals truck for decent canine and fries prior to strolling again to our family member’s rental. My roommate will pay because I drove this night.

2:30 a.m. — We get house, drink water, and get in a position for mattress. I hardly ever keep out past due at bars anymore, so after nights of going out, I am in a position for my mattress and a soothing day day after today!

Day by day Overall: $50

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